
$399,000
3 beds | 2 baths | 1,296 sqft
970 Surf, Crystal Beach, TX

$439,000
Roughly $2,720/mo at 20% down, 6.5% over 30 years, including tax. That is 11% below the $495,000 median across 280 homes for sale in Crystal Beach.
Written by Jay from this home’s 48 listing photos
This traditional two-story wood stilt home features a shingle roof, maintained landscaping, a large yard, a covered patio, and a water view. The elevated coastal beach house design includes expansive wrap-around porches, multiple outdoor entertainment decks, an outdoor shower setup, a ground-level covered concrete patio area, and a backyard that fits a pool. Inside, the turnkey home features rustic interiors with abundant natural light, high vaulted wood-beamed ceilings, gray walls, medium-wood hardwood flooring, and a bright open-concept living area. The open kitchen includes white custom cabinets, mixed-color granite counters, a large island, a breakfast bar, and stainless steel appliances.
No known risk factors reported for this home.
Crystal Beach
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Explore the map| Oct 11, 2025Listed for sale | $439,000 |
974 Surf Road, Crystal Beach, TX is listed at $439,000, or about $352 per square foot.
This home has 3 bedrooms and 2 bathrooms across 1,248 square feet, and was built in 2018.
Property tax is $6,000 per year.
974 Surf Road, Crystal Beach, TX is served by GISD OPEN ENROLL (Elementary), GISD OPEN ENROLL (Middle), BALL HIGH SCHOOL (High). The home is zoned to the Galveston school district.
This listing has 1 recorded price event. It was first listed at $439,000 on Oct 11, 2025. The full history is shown above.
At 20% down on a 6.5% 30-year fixed rate, principal and interest on 974 Surf Road, Crystal Beach, TX come to about $2,220 a month. Adding property tax of about $500 brings the estimate to about $2,720 a month. Insurance is not included.
$439,000 is about 11% below the $495,000 median list price across the 280 homes for sale in Crystal Beach, TX. The comparable homes below run $360,000 to $449,995.
Yes — 974 Surf Road, Crystal Beach, TX is currently listed for sale on GotNest.
Listed by Elizabeth Boles Terminella · eXp Realty LLC · MLS #TREC#0476314 · Source: HAR