$399,000

3 beds2 baths1,296 sqft

Roughly $2,601/mo at 20% down, 6.5% over 30 years, including tax. That is 19% below the $495,000 median across 280 homes for sale in Crystal Beach.

970 Surf, Crystal Beach, TX

Jay, the GotNest home assistant

What Jay sees in the photos of 970 Surf

Written by Jay from this home’s 50 listing photos

This turnkey, two-story coastal home features wood exterior siding, a shingle roof, maintained landscaping, and elevated stilt construction on pilings. Inside, the open floor plan offers abundant natural light, high vaulted ceilings with exposed wood beams, gray walls, and luxury vinyl flooring in a medium wood color. The modern kitchen includes an island, beige granite counters, white custom cabinets, stainless appliances, and a gas range, while the primary bath provides a double vanity, soaking tub, and walk-in shower. Outside, a spacious covered wraparound deck offers water views.

Style
Modern
Ceilings
High
Kitchen cabinets
White
Countertops
Beige
Living area floor
Medium wood
Living area walls
Gray
Room for a pool
No

Facts and features

Built in
2019
HOA
$—
Property tax
$7,000/yr
Price per sqft
$308/sqft

Risk factor

No known risk factors reported for this home.

Features

  • Attached
  • Garage
  • Views

Local information

Crystal Beach

See this home on the interactive map with commute times, nearby places, and more.

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Schools

  • GISD OPEN ENROLLElementary · Galveston
  • GISD OPEN ENROLLMiddle · Galveston
  • BALL HIGH SCHOOLHigh · Galveston

Price history

Jul 16, 2026Listed for sale$399,000

Common questions about this home

How much does 970 Surf cost?

970 Surf, Crystal Beach, TX is listed at $399,000, or about $308 per square foot.

How big is 970 Surf?

This home has 3 bedrooms and 2 bathrooms across 1,296 square feet, and was built in 2019.

What are the taxes and HOA fees for 970 Surf?

Property tax is $7,000 per year.

What schools serve 970 Surf?

970 Surf, Crystal Beach, TX is served by GISD OPEN ENROLL (Elementary), GISD OPEN ENROLL (Middle), BALL HIGH SCHOOL (High). The home is zoned to the Galveston school district.

Has the price of 970 Surf changed?

This listing has 1 recorded price event. It was first listed at $399,000 on Jul 16, 2026. The full history is shown above.

How much a month is 970 Surf?

At 20% down on a 6.5% 30-year fixed rate, principal and interest on 970 Surf, Crystal Beach, TX come to about $2,018 a month. Adding property tax of about $583 brings the estimate to about $2,601 a month. Insurance is not included.

Is 970 Surf priced above or below the Crystal Beach median?

$399,000 is about 19% below the $495,000 median list price across the 280 homes for sale in Crystal Beach, TX. The comparable homes below run $360,000 to $449,995.

Is 970 Surf still available?

Yes — 970 Surf, Crystal Beach, TX is currently listed for sale on GotNest.

Listed by Elizabeth Boles Terminella · eXp Realty LLC · MLS #TREC#0476314 · Source: HAR

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