
$439,000
3 beds | 2 baths | 1,248 sqft
974 Surf Road, Crystal Beach, TX

$399,000
Roughly $2,601/mo at 20% down, 6.5% over 30 years, including tax. That is 19% below the $495,000 median across 280 homes for sale in Crystal Beach.
Written by Jay from this home’s 50 listing photos
This turnkey, two-story coastal home features wood exterior siding, a shingle roof, maintained landscaping, and elevated stilt construction on pilings. Inside, the open floor plan offers abundant natural light, high vaulted ceilings with exposed wood beams, gray walls, and luxury vinyl flooring in a medium wood color. The modern kitchen includes an island, beige granite counters, white custom cabinets, stainless appliances, and a gas range, while the primary bath provides a double vanity, soaking tub, and walk-in shower. Outside, a spacious covered wraparound deck offers water views.
No known risk factors reported for this home.
Crystal Beach
See this home on the interactive map with commute times, nearby places, and more.
Explore the map| Jul 16, 2026Listed for sale | $399,000 |
970 Surf, Crystal Beach, TX is listed at $399,000, or about $308 per square foot.
This home has 3 bedrooms and 2 bathrooms across 1,296 square feet, and was built in 2019.
Property tax is $7,000 per year.
970 Surf, Crystal Beach, TX is served by GISD OPEN ENROLL (Elementary), GISD OPEN ENROLL (Middle), BALL HIGH SCHOOL (High). The home is zoned to the Galveston school district.
This listing has 1 recorded price event. It was first listed at $399,000 on Jul 16, 2026. The full history is shown above.
At 20% down on a 6.5% 30-year fixed rate, principal and interest on 970 Surf, Crystal Beach, TX come to about $2,018 a month. Adding property tax of about $583 brings the estimate to about $2,601 a month. Insurance is not included.
$399,000 is about 19% below the $495,000 median list price across the 280 homes for sale in Crystal Beach, TX. The comparable homes below run $360,000 to $449,995.
Yes — 970 Surf, Crystal Beach, TX is currently listed for sale on GotNest.
Listed by Elizabeth Boles Terminella · eXp Realty LLC · MLS #TREC#0476314 · Source: HAR