$275,000

4 beds2.5 baths2,140 sqft

Roughly $1,391/mo at 20% down, 6.5% over 30 years, before tax and HOA. That is 26% below the $370,000 median across 2,182 homes for sale in Katy.

20826 Settlers Lake Cir N Circle, Katy, TX

Jay, the GotNest home assistant

What Jay sees in the photos of 20826 Settlers Lake Cir N Circle

Written by Jay from this home’s 23 listing photos

This traditional two-story home features vinyl siding, a shingle roof, maintained landscaping, a double front porch, and a paved backyard patio area. Inside, the move-in ready, open-concept interior offers good natural light, standard ceilings, beige living room walls, and a mix of hardwood, tile, and carpet flooring. The open kitchen includes an island, dark wood custom cabinets, mixed-color countertops, stainless steel appliances, and a gas range. The primary bathroom contains a double vanity, a soaking tub, and a walk-in shower.

Style
Traditional
Ceilings
Standard
Kitchen cabinets
Dark wood
Countertops
Mixed
Living area floor
Medium wood
Living area walls
Beige
Room for a pool
No
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Facts and features

Built in
2004
HOA
$—
Price per sqft
$129/sqft

Risk factor

No known risk factors reported for this home.

Features

  • Detached
  • Garage
  • Subdivision

Local information

Katy

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Schools

  • HEMMENWAY ELEMENTARY SCHOOLElementary · Cypress-Fairbanks
  • ROWE MIDDLE SCHOOLMiddle · Cypress-Fairbanks
  • CYPRESS PARK HIGH SCHOOLHigh · Cypress-Fairbanks

Price history

Jun 20, 2026Listed for sale$275,000

Common questions about this home

How much does 20826 Settlers Lake Cir N Circle cost?

20826 Settlers Lake Cir N Circle, Katy, TX is listed at $275,000, or about $129 per square foot.

How big is 20826 Settlers Lake Cir N Circle?

This home has 4 bedrooms and 2.5 bathrooms across 2,140 square feet, and was built in 2004.

What schools serve 20826 Settlers Lake Cir N Circle?

20826 Settlers Lake Cir N Circle, Katy, TX is served by HEMMENWAY ELEMENTARY SCHOOL (Elementary), ROWE MIDDLE SCHOOL (Middle), CYPRESS PARK HIGH SCHOOL (High). The home is zoned to the Cypress-Fairbanks school district.

Has the price of 20826 Settlers Lake Cir N Circle changed?

This listing has 1 recorded price event. It was first listed at $275,000 on Jun 20, 2026. The full history is shown above.

How much a month is 20826 Settlers Lake Cir N Circle?

At 20% down on a 6.5% 30-year fixed rate, principal and interest on 20826 Settlers Lake Cir N Circle, Katy, TX come to about $1,391 a month. Insurance is not included.

Is 20826 Settlers Lake Cir N Circle priced above or below the Katy median?

$275,000 is about 26% below the $370,000 median list price across the 2,182 homes for sale in Katy, TX. The comparable homes below run $242,000 to $279,900.

Is 20826 Settlers Lake Cir N Circle still available?

Yes — 20826 Settlers Lake Cir N Circle, Katy, TX is currently listed for sale on GotNest.

Listed by Argenis Moya Ramos · Step Real Estate · MLS #TREC#0816174 · Source: HAR

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