$243,800

3 beds2.5 baths1,880 sqft

Roughly $1,233/mo at 20% down, 6.5% over 30 years, before tax and HOA. That is 34% below the $370,000 median across 2,182 homes for sale in Katy.

20734 Settlers Lake Circle N, Katy, TX

Jay, the GotNest home assistant

What Jay sees in the photos of 20734 Settlers Lake Circle N

Written by Jay from this home’s 37 listing photos

This move-in ready, two-story colonial home features a wood exterior, a shingle roof, maintained landscaping, and a neighborhood view. The traditional open floor plan offers off-white

Style
Traditional
Ceilings
Standard
Kitchen cabinets
White
Countertops
Gray
Living area floor
Medium wood
Living area walls
Off white
Room for a pool
Yes
FeatureGalleryCalculator

Facts and features

Built in
2005
HOA
$—
Price per sqft
$130/sqft

Risk factor

No known risk factors reported for this home.

Features

  • Detached
  • Garage
  • Subdivision

Local information

Katy

See this home on the interactive map with commute times, nearby places, and more.

Explore the map

Schools

  • HEMMENWAY ELEMENTARY SCHOOLElementary · Cypress-Fairbanks
  • ROWE MIDDLE SCHOOLMiddle · Cypress-Fairbanks
  • CYPRESS PARK HIGH SCHOOLHigh · Cypress-Fairbanks

Price history

Aug 28, 2026Listed for sale$244,000

Common questions about this home

How much does 20734 Settlers Lake Circle N cost?

20734 Settlers Lake Circle N, Katy, TX is listed at $243,800, or about $130 per square foot.

How big is 20734 Settlers Lake Circle N?

This home has 3 bedrooms and 2.5 bathrooms across 1,880 square feet, and was built in 2005.

What schools serve 20734 Settlers Lake Circle N?

20734 Settlers Lake Circle N, Katy, TX is served by HEMMENWAY ELEMENTARY SCHOOL (Elementary), ROWE MIDDLE SCHOOL (Middle), CYPRESS PARK HIGH SCHOOL (High). The home is zoned to the Cypress-Fairbanks school district.

Has the price of 20734 Settlers Lake Circle N changed?

This listing has 1 recorded price event. It was first listed at $244,000 on Aug 28, 2026, and is now listed at $243,800. The full history is shown above.

How much a month is 20734 Settlers Lake Circle N?

At 20% down on a 6.5% 30-year fixed rate, principal and interest on 20734 Settlers Lake Circle N, Katy, TX come to about $1,233 a month. Insurance is not included.

Is 20734 Settlers Lake Circle N priced above or below the Katy median?

$243,800 is about 34% below the $370,000 median list price across the 2,182 homes for sale in Katy, TX. The comparable homes below run $242,000 to $275,000.

Is 20734 Settlers Lake Circle N still available?

Yes — 20734 Settlers Lake Circle N, Katy, TX is currently listed for sale on GotNest.

Listed by Betty Guo · Realm Real Estate Professionals - Katy · MLS #TREC#0603295 · Source: HAR

Message agent

Similar properties