$519,000

3 beds2.5 baths1,316 sqft

Roughly $3,291/mo at 20% down, 6.5% over 30 years, including tax. That is 24% above the $420,000 median across 1,122 homes for sale in Galveston.

4028 Surf Drive, Galveston, TX

Jay, the GotNest home assistant

What Jay sees in the photos of 4028 Surf Drive

Written by Jay from this home’s 41 listing photos

This contemporary one-story elevated stilt home features a wood exterior, a shingle roof, and an expansive wrap-around deck. Inside, the turnkey, open-concept interior offers standard ceilings, light wood luxury vinyl flooring, white walls, and a statement patterned accent wall in the living room. The modern kitchen includes an island, white quartz countertops, custom white cabinets, stainless steel appliances, and a gas range. Outside, the property features maintained landscaping, a large yard with space for a pool, a covered patio, and a covered outdoor deck living area with a neighborhood view near the water.

Style
Modern
Ceilings
Standard
Kitchen cabinets
White
Countertops
White
Living area floor
Light wood
Living area walls
White
Room for a pool
Yes
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Facts and features

Built in
2023
HOA
$—
Property tax
$8,000/yr
Price per sqft
$394/sqft

Risk factor

No known risk factors reported for this home.

Features

  • Driveway
  • Subdivision

Local information

Galveston

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Schools

  • GISD OPEN ENROLLElementary · Galveston
  • GISD OPEN ENROLLMiddle · Galveston
  • BALL HIGH SCHOOLHigh · Galveston

Price history

Feb 8, 2026Listed for sale$519,000

Common questions about this home

How much does 4028 Surf Drive cost?

4028 Surf Drive, Galveston, TX is listed at $519,000, or about $394 per square foot.

How big is 4028 Surf Drive?

This home has 3 bedrooms and 2.5 bathrooms across 1,316 square feet, and was built in 2023.

What are the taxes and HOA fees for 4028 Surf Drive?

Property tax is $8,000 per year.

What schools serve 4028 Surf Drive?

4028 Surf Drive, Galveston, TX is served by GISD OPEN ENROLL (Elementary), GISD OPEN ENROLL (Middle), BALL HIGH SCHOOL (High). The home is zoned to the Galveston school district.

Has the price of 4028 Surf Drive changed?

This listing has 1 recorded price event. It was first listed at $519,000 on Feb 8, 2026. The full history is shown above.

How much a month is 4028 Surf Drive?

At 20% down on a 6.5% 30-year fixed rate, principal and interest on 4028 Surf Drive, Galveston, TX come to about $2,624 a month. Adding property tax of about $667 brings the estimate to about $3,291 a month. Insurance is not included.

Is 4028 Surf Drive priced above or below the Galveston median?

$519,000 is about 24% above the $420,000 median list price across the 1,122 homes for sale in Galveston, TX. The comparable homes below run $424,000 to $699,900.

Is 4028 Surf Drive still available?

Yes — 4028 Surf Drive, Galveston, TX is currently listed for sale on GotNest.

Listed by Dalia Groh · JLA Realty · MLS #TREC#0634132 · Source: HAR

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