$405,000

4 beds2 baths2,098 sqft

Roughly $2,094/mo at 20% down, 6.5% over 30 years, including tax. That is 8% below the $440,000 median across 1,297 homes for sale in Montgomery.

1186 Oak Lane, Montgomery, TX

Jay, the GotNest home assistant

What Jay sees in the photos of 1186 Oak Lane

Written by Jay from this home’s 43 listing photos

This single-story traditional home features a stone exterior, a shingle roof, a neighborhood view, and a maintained large yard that fits a pool. Inside, the open floor plan offers good natural light, standard ceilings, off-white living room walls, and a combination of carpet, tile, and medium-wood hardwood flooring. The open kitchen includes a gas range, stainless appliances, white custom cabinets, dark wood countertops, and a bay window. The primary bath is built with a double vanity, a soaking tub, and a walk-in shower.

Style
Traditional
Ceilings
Standard
Kitchen cabinets
White
Countertops
Dark wood
Living area floor
Medium wood
Living area walls
Off white
Room for a pool
Yes
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Facts and features

Built in
2023
HOA
$—
Property tax
$554/yr
Price per sqft
$193/sqft

Risk factor

No known risk factors reported for this home.

Features

  • Attached
  • Driveway
  • Garage
  • Garage door opener
  • Oversized
  • Cleared
  • Subdivision

Local information

Montgomery

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Schools

  • CREEKSIDE ELEMENTARY (MONTGOMERY)Elementary · Montgomery
  • OAK HILL JUNIOR HIGH SCHOOLMiddle · Montgomery
  • LAKE CREEK HIGH SCHOOLHigh · Montgomery

Price history

Jul 30, 2026Listed for sale$405,000

Common questions about this home

How much does 1186 Oak Lane cost?

1186 Oak Lane, Montgomery, TX is listed at $405,000, or about $193 per square foot.

How big is 1186 Oak Lane?

This home has 4 bedrooms and 2 bathrooms across 2,098 square feet, and was built in 2023.

What are the taxes and HOA fees for 1186 Oak Lane?

Property tax is $554 per year.

What schools serve 1186 Oak Lane?

1186 Oak Lane, Montgomery, TX is served by CREEKSIDE ELEMENTARY (MONTGOMERY) (Elementary), OAK HILL JUNIOR HIGH SCHOOL (Middle), LAKE CREEK HIGH SCHOOL (High). The home is zoned to the Montgomery school district.

Has the price of 1186 Oak Lane changed?

This listing has 1 recorded price event. It was first listed at $405,000 on Jul 30, 2026. The full history is shown above.

How much a month is 1186 Oak Lane?

At 20% down on a 6.5% 30-year fixed rate, principal and interest on 1186 Oak Lane, Montgomery, TX come to about $2,048 a month. Adding property tax of about $46 brings the estimate to about $2,094 a month. Insurance is not included.

Is 1186 Oak Lane priced above or below the Montgomery median?

$405,000 is about 8% below the $440,000 median list price across the 1,297 homes for sale in Montgomery, TX. The comparable homes below run $140,000 to $190,000.

Is 1186 Oak Lane still available?

Yes — 1186 Oak Lane, Montgomery, TX is currently listed for sale on GotNest.

Listed by Marla McNeilly · Texas Legacy Properties · MLS #TREC#0478209 · Source: HAR

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